Some life & financial factors that can be overlooked. We all have a “blue sky” vision of the way retirement should be… yet it helps to plan for retirement with a little pragmatism. Fate may alter the course of our retirement in ways we do not currently anticipate. So, as we plan for […]
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Let them know how they will receive retirement assets and insurance benefits… Will your heirs receive a fair share of your wealth? Will your invested assets go where you want them to when you die? If you have a proper will or estate plan in place, you will likely answer “yes” to both of […]
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Is It Time to Annuitize? It just might be. Here’s why baby boomers are choosing immediate annuities… Worried about outliving your money? You share that fear with many baby boomers. No one wants to spend their last dollar before the last day of their life. Since you can’t tell when that day will be, […]
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As you invest, are you receiving the service and resources you deserve? How much do you pay for wealth management? About $1,000 a month? More than that? If your account is $1 million or larger, that may be the case. Typically, wealth management firms provide their services for an annual fee approximating 1% of the […]
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One of the world’s most heralded investors simply keeps calm and carries on. If you ask someone who the “world’s greatest investor” is, the answer more often than not may be “Warren Buffett.” That honor has never formally been awarded to him, and many other names might be in the running for that hypothetical […]
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That development may mean lifestyle as well as financial adjustments. Your significant other may retire later than you do. Sometimes that reality reflects an age difference, other times one person wants to keep working for income or health coverage reasons… If you retire years before your spouse or partner does, you may want to […]
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Some retirees save a great deal of money by doing so; others do not. You want to retire, and you own a large home that is nearly or fully paid off. The kids are gone, but the upkeep costs haven’t fallen… Should you retire and keep your home? Or sell your home and retire? […]
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When stocks struggle or tread water, going Roth gains merit. Converting a traditional IRA to a Roth IRA is no easy decision. After all, it is a taxable event. When the stock market is down or sluggish, however, a Roth conversion has more appeal… Traditional IRA owners “go Roth” for some very good reasons. […]
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